What Having a Lasting Power of Attorney Really Means (And Why It’s a Game-Changer for Your Future!)

31st March 2025

Let’s talk about something that might not be at the top of your to-do list—but absolutely should be: a Lasting Power of Attorney (LPA).

It might sound a bit formal and complicated, but in reality, an LPA is one of the most important documents you’ll ever set up. It’s all about making sure that, no matter what happens, the right people can step in and make decisions for you if you can’t. Sounds sensible, right? Let’s break it down.

So, What Exactly is an LPA?

An LPA is a legal document that allows you (the donor) to appoint someone you trust (your attorney) to make important decisions on your behalf if you ever lose the ability to do so yourself. This could be due to illness, an accident, or conditions like dementia.

There are two types of LPA, and you can choose to have one or both:
✔️ Health & Welfare LPA – Covers decisions about medical care, living arrangements, and daily wellbeing.
✔️ Property & Financial Affairs LPA – Covers decisions about money, bills, investments, and even selling property if necessary.

Why Having an LPA Matters

Many people assume that if something happens to them, their partner, children, or close family members will automatically be able to step in and make decisions for them. Unfortunately, that’s not the case.

Without an LPA:
🚫 Your loved ones can’t access your bank accounts, even if you have joint finances.
🚫 They can’t make medical decisions on your behalf.
🚫 They may have to apply to the Court of Protection, which is costly, stressful, and time-consuming.

With an LPA in place:
✅ You stay in control by choosing who makes decisions for you.
✅ Your loved ones can act immediately without legal delays.
✅ Your wishes are respected, whether it’s how your money is managed or what medical treatment you receive.

Who Should Have an LPA? (Hint: Everyone!)

A common myth is that LPAs are just for older people. But the reality? Anyone can lose capacity at any time.

Think about it:
💡 A serious accident could leave you unable to communicate.
💡 A sudden illness might mean you need someone to manage your finances temporarily.
💡 Progressive conditions like dementia could make future decision-making difficult.

By setting up an LPA now, you’re future-proofing your life. And the best part? Once it’s done, you don’t have to think about it again (unless you want to update it).

How to Get Started

Setting up an LPA is easier than you think, especially our online service that guide you through the process step by step. It’s quick, reliable, affordable, and gives you peace of mind that your future is in safe hands.

So, why wait? Taking control now means less stress for your loved ones later. And let’s be honest, ticking off an important life admin task always feels good!

👉 Ready to set up your LPA? Start today by clicking here and secure your future.