Is a Lasting Power of Attorney Expensive or Just Good Value for Money?

26th June 2025

Updated: 9th January 2026

Let’s be honest: no one enjoys spending money on legal paperwork. When it comes to setting up a Lasting Power of Attorney, it’s easy to see the price tag and think, “Is this really worth it?” But the real question isn’t whether an LPA is expensive, it’s whether it’s good value. And in most cases, the answer is a resounding yes.

How Much Does a Lasting Power of Attorney Cost?

If you go the traditional route through a solicitor, an LPA can cost over £1,000, depending on the complexity and who you hire. On top of that, you’ll pay the £82 registration fee per LPA charged by the Office of the Public Guardian (OPG).

Most people choose to set up both types (Health & Welfare and Property & Financial Affairs LPAs) for full peace of mind. That means a total government fee of £164.

However, more affordable options do exist. Trusted online LPA services, like Power of Attorney Online, allow you to complete your documents from home for a fraction of the cost. You still receive clear, step-by-step guidance to avoid mistakes, but without paying solicitor fees.

The Hidden Cost of Not Having a Lasting Power of Attorney

Here’s the thing: the real cost isn’t what you pay to set up an LPA, it’s what happens if you don’t.

If you lose capacity without an LPA in place, your family will need to apply to the Court of Protection to manage your affairs. That process can cost thousands of pounds, take months to complete, and often involves ongoing fees and renewals.

Without an LPA, no one has the legal right to:

• Access your bank accounts or manage your bills,
• Make medical or care decisions on your behalf, or
• Communicate with financial institutions or service providers.

This can leave loved ones powerless and stressed at an already emotional time.

Is a Lasting Power of Attorney Worth the Money?

Absolutely. An LPA is one of those things you hope you never need, but if you do, it becomes priceless. For a relatively low one-off cost, you’re giving the people you trust the legal authority to step in and act in your best interests. That can prevent delays, confusion, and even family conflict at a difficult time.

Think of it like insurance: something you put in place just in case. And considering how much smoother life can be for your family if the unexpected happens, it’s hard to see it as anything other than good value.

A Smart, Caring Investment in Peace of Mind

Setting up a Lasting Power of Attorney isn’t just a financial decision, it’s an act of care. It’s about protecting your future and giving your loved ones the clarity and authority they’ll need if something happens.

And when you consider the cost of not having one, an LPA isn’t expensive at all, it’s excellent value for money.

With Power of Attorney Online, you can complete your LPA safely, affordably, and correctly the first time, giving you and your family lasting peace of mind.