The Cheapest Way to Apply for a Power of Attorney (Without Cutting Corners)

17th July 2025

Updated: Thursday 15th January 2026

The Cheapest Way to Apply for a Power of Attorney (Without Cutting Corners) is a question many people ask once they realise how important a Lasting Power of Attorney can be. Putting an LPA in place protects your finances, health and loved ones if you ever lose mental capacity. The challenge is doing it properly without paying more than necessary. Understanding the realistic options helps you save money while still ending up with a legally valid and reliable document.

What actually makes one Power of Attorney cheaper than another?

The cost of a Power of Attorney depends less on the document itself and more on who helps you complete it. In England and Wales, every LPA must be registered with the Office of the Public Guardian, and that fixed fee applies no matter how you apply. The difference comes from whether you handle the paperwork alone, use an online service, or instruct a solicitor.

Applying directly through the Office of the Public Guardian

The lowest possible upfront cost comes from completing the LPA yourself using the government forms. The registration fee is £82 per LPA, so setting up both a Property and Financial Affairs LPA and a Health and Welfare LPA costs £164 in total.

This route suits people who are confident with official forms and willing to take time to follow the rules carefully. The signing order must be correct, the witnesses must be eligible, and every detail must match exactly. Errors are one of the main reasons applications are rejected, which can lead to delays of several months and the need to resubmit paperwork.

Using an affordable online Power of Attorney service

Many people choose a middle option that balances cost and reassurance. An online service like Power of Attorney Online guides you through the same legal process but with built in checks and clear explanations. For a fixed price, you receive structured support to help you choose attorneys, complete each section accurately, and avoid common mistakes that cause rejections.

You still pay the Office of the Public Guardian registration fee, but you avoid the uncertainty of completing everything alone. For many families, this approach delivers peace of mind at a fraction of the cost of a solicitor.

Why solicitor drafted LPAs cost more

Solicitors often charge hundreds or even thousands of pounds to prepare LPAs. This usually reflects personalised legal advice and time spent managing the process on your behalf. While this can be appropriate in complex family or financial situations, it is not essential for most straightforward applications. Paying more does not make the LPA more legally valid, as all LPAs follow the same statutory format.

Are there any reductions to the registration fee?

Some applicants qualify for a reduced or waived Office of the Public Guardian fee. This depends on income level or receipt of certain benefits. Applying for a reduction can significantly lower the overall cost, regardless of whether you apply yourself or use an online service.

Balancing affordability with peace of mind

The cheapest way to apply for a Power of Attorney is not always about paying the lowest headline price. It is about avoiding errors, delays and future stress. A properly completed LPA ensures your wishes are respected and your loved ones can act quickly when needed.

Power of Attorney Online exists to make that balance easier. By combining affordability with guided support, it helps people create LPAs that are correct, compliant and ready when they matter most.