About Lasting Power of Attorney
How many types of Lasting Power of Attorney are there?
There are two types of Lasting Power of Attorney in England and Wales:
- Health and Welfare LPA
- Property and Financial Affairs LPA
Each covers different decisions. To be fully protected, most people choose to have both.
At Power of Attorney Online, we specialise in creating and reviewing both types of LPA.
TYPES OF LPA
What is a Health and Welfare LPA?
A Health and Welfare LPA allows your chosen attorney to make decisions about your personal wellbeing if you can no longer make or communicate those decisions yourself.
It can only be used after it has been registered and when you no longer have mental capacity to make the specific decision yourself. Your attorney must always support you to make decisions wherever possible before stepping in.
What decisions can be made under a Health and Welfare LPA?
Medical treatment
Do you want certain treatments or procedures? Are there any you’d rather avoid?
Living arrangements
Should you remain at home with care or move into a residential facility if your condition worsens?
Life-sustaining treatment
This is a critical area, especially if you have strong feelings about being kept on life support. Your attorney can make decisions based on what you’ve specified in your LPA.
Daily care
This includes things like your diet, activities, and personal care. Small decisions that make a big difference in your day-to-day quality of life.
Why is a Health and Welfare LPA important? Without a Health and Welfare LPA, decisions about your care may be made by doctors or social services who do not know you personally. By appointing someone you trust, such as a partner, family member, or close friend, you ensure that your preferences remain central to all decisions.
TYPES OF LPA
What is a Property and Financial Affairs LPA?
A Property and Financial Affairs LPA allows your attorney to manage your money and property if you are unable to do so, or if you choose to receive help.
This includes both simple day to day tasks and more complex financial decisions.
This type of LPA can be used once it has been registered, either:
- Only when you lose mental capacity, or
- Earlier, if you choose to allow your attorney to help while you still have capacity
This flexibility can be useful if you are physically unwell or need practical support.
What decisions can be made under a Property and Financial Affairs LPA?
Managing your bank accounts
Do you want certain treatments or procedures? Are there any you’d rather avoid?
Paying your mortgage or rent
Ensuring that regular payments are made so you don’t fall behind.
Managing your investments
If you have shares, bonds, or other assets, your attorney can oversee them.
Buying or selling property
If necessary, your attorney can manage any decisions involving your home or other properties you own.
Unlike the Health and Welfare LPA, this one can take effect as soon as it’s registered, which gives you flexibility if you feel you need help sooner rather than later.
Why should I have both types of LPA?
Do I really need both LPAs?
Yes. Each LPA covers different areas of your life.
Having both ensures that decisions about your health, care, money, and property are all handled by people you trust.
Without both LPAs:
- Loved ones may face delays and legal barriers
- Applications to the Court of Protection may be required
- Important decisions may be postponed at a stressful time
- Having both LPAs in place helps protect you and those close to you.
How does Power of Attorney Online support the process?
We guide you through creating your LPA step by step using clear, easy to follow online tools. The process is designed to remove confusion and reduce the risk of mistakes.
You do not need legal knowledge to complete your application.
Can I create my Lasting Power of Attorney Online?
Power Of Attorney Online walks you through the whole process step by step, ensuring you’re filling out the forms correctly and making informed decisions along the way. You don’t need to wade through complex legal jargon. They’ve simplified everything so that anyone can complete their LPA with confidence.
Are my LPA forms checked before submission?
Yes. Once you complete your application, our experienced team reviews it for accuracy and common issues before it is submitted for registration.
This helps reduce delays or rejection by the Office of the Public Guardian and gives you peace of mind.
What support is available if I have questions?
Our team is available throughout the process to answer questions and provide guidance. Whether you are unsure who to appoint as an attorney or need help understanding a section of the form, we are here to help.
Why choose Power of Attorney Online? By using Power of Attorney Online, you benefit from clear guidance at every step, expert review before submission, support from a team experienced in LPAs and confidence that your application has been completed correctly. This saves time, reduces stress, and helps ensure your wishes are protected.
Trusted by families across England & Wales
Get Your Lasting Power of Attorney For Just £99 Per Document
Join families across England & Wales who’ve chosen a faster, simpler and safer way to create their Lasting Power of Attorney (LPA).
- Complete in as little as 15 minutes
- Expert checks to avoid costly delays or rejections
- Step-by-step guidance with real human support
- Full legal compliance with the Office of the Public Guardian
- Clear, affordable pricing vs expensive solicitor fees