DIY vs Online LPA: What’s the Best Choice?

25th March 2026

DIY vs Online LPA: What’s the Best Choice? On the face of it, doing it yourself can seem like the simplest and cheapest option. But when you get into the detail, the choice isn’t always that straightforward.

It’s sensible to understand the differences between a DIY lasting power of attorney approach and using a professional online platform so you can avoid mistakes and be confident in your decision.

What actually is a DIY lasting power of attorney?

When we say ‘DIY lasting power of attorney’, what we really mean is completing the official forms yourself without and guided support.

You’ll need to download the forms yourself and fill them in manually.

In itself, this approach can work, mainly if your situation is very simple. You’ll need to be confident in understanding the legalese, get the signing order right and get your head around the role of the certificate provider. Even small errors can lead to the rejection of your application by the OPG.

What are the main reasons people choose the DIY route?

The main reason is cost, with the assumption being doing it yourself will save money.

There’s also a sense of control that you’re handling the process directly without involving a third party, which can feel reassuring.

You’re undoubtedly increasing the risk of getting something wrong though.

Are there any risks when doing it yourself?

The most common issue with a DIY LPA is the avoidable mistakes lots of people find themselves making.

They could include getting the signing order wrong, using invalid witnesses or missing crucial information entirely.

The Office of the Public Guardian reviews every application carefully and if something isn’t right, the LPA will likely be rejected.

That often means starting again, possibly even paying the registration fee again, which is currently £92 per LPA.

Delays also all add up, especially if the LPA is needed urgently.

How could an online LPA service help?

A professional online platform like Power of Attorney Online guides you through the process step by step.

Instead of interpreting often confusing legal wording on your own, you’ll be given clear explanations and checks, all of which significantly reduce the chance of errors and highlight potential issues before submission of your documents to the OPG.

This support could make the difference, especially if your circumstances are not completely straightforward.

Is an online LPA legally valid though?

Yes.

An LPA created online is as legally valid as any other as long as it follows the rules set by the Office of the Public Guardian.

Online services help get you to the point where your documents are completed, signed and witnessed correctly with fewer risks.

Can I just use a solicitor?

Some people will choose to use a solicitor.

They can definitely be helpful in complex cases, but for many people, an online service offers a strong balance between cost and support, providing guidance without the higher fees often associated with traditional legal services.

How do I make a decision on what the right option is for me?

The right choice really depends on your circumstances.

If you’re comfortable with legal forms and your situation is simple, a DIY LPA is probably fine.

If you want guidance, error checking and peace of mind it’s been done right, an online platform is often the safer option to make sure your wishes are clear and legally protected.