Understanding a Lasting Power of Attorney for Property and Affairs: How It Helps You Manage or Sell Property

13th October 2025

A Lasting Power of Attorney (LPA) for Property and Financial Affairs is a legal document that allows you to appoint someone you trust to make financial decisions on your behalf. This type of power of attorney for property and affairs can cover a wide range of responsibilities, from managing bank accounts and paying bills to maintaining or even selling your property if needed.

Unlike a general power of attorney, which stops being valid if you lose mental capacity, an LPA remains in place. That means your attorney can step in to handle important property and financial matters if you become unable to do so yourself.

Using a UK Power of Attorney to Sell Property

One of the most common questions people ask is whether an attorney can sell property under a power of attorney. The answer is yes, but only under certain conditions.

If you have a registered LPA for Property and Financial Affairs, your chosen attorney can legally sell your home or other property on your behalf. This can be essential if, for example, you need to move into care or downsize for health reasons.

However, strict rules apply. The attorney must always act in your best interests and keep clear records of all financial transactions. Any sale must be done transparently and in line with your wishes, as outlined in your LPA.

Why Set Up a UK LPA for Finance and Property Early

It’s easy to assume that setting up an LPA can wait, but waiting can lead to major problems later on. If you lose capacity without an LPA in place, your loved ones will need to apply to the Court of Protection to manage your finances. This process can take months, cost thousands and create unnecessary stress at an already difficult time.

By arranging your LPA for finance and property while you’re still fit and well, you stay in control. You choose who manages your affairs and how. Whether it’s paying bills, handling investments, or authorising the sale of a property under power of attorney, your appointed person can act quickly and confidently when needed.

Peace of Mind for You and Your Family

Creating a Lasting Power of Attorney for Property and Affairs isn’t just about legal protection, it’s about peace of mind. It ensures your finances, home, and future are secure, no matter what happens.

When life changes suddenly, having an LPA in place using a service like Power of Attorney Online means your loved ones won’t face unnecessary barriers or costs when managing your affairs. It’s one of the most practical and caring steps you can take to protect what matters most.