What is Lasting Power of Attorney?

25th August 2025

A Lasting Power of Attorney (LPA) is a legal document that lets you appoint someone you trust to make decisions on your behalf if you’re ever unable to do so. It’s about peace of mind, for you and the people who care about you.

There are two main types of LPA in the UK:

1. Health and Welfare LPA

This gives someone the authority to make decisions about your medical care, daily routine, where you live, and even life-sustaining treatment, but only if you lose the ability to make those decisions yourself.

2. Property and Financial Affairs LPA

This allows someone to manage your finances, from paying bills and collecting benefits to handling property and investments. You can choose whether this kicks in immediately or only if you become unable to manage things yourself.

Why is an LPA Important?

Most people think their next of kin can automatically step in to help if something happens. But that’s not how it works. Without an LPA, your loved ones might need to apply to the Court of Protection, which can be time-consuming, expensive, and emotionally draining, especially in a crisis.

An LPA puts you in control while you’re still well enough to make the decision. You choose who speaks for you and how.

Who Should Have One?

The short answer? Almost everyone.

LPAs aren’t just for the elderly or those in poor health. Accidents, illnesses, or sudden changes can happen to anyone. Having an LPA in place means you’re prepared, just in case.

How Do You Set One Up?

You can create an LPA using the government’s service or through a guided provider like Power of Attorney Online, which simplifies the process with step-by-step support, real-time checks and guidance that avoids common mistakes.

Once completed, the LPA must be registered with the Office of the Public Guardian before it’s valid. There’s a £82 government fee per LPA, though some may qualify for a discount or exemption.

Common Myths About LPAs

• “I don’t need one until I’m older.” Capacity can be lost at any age due to accidents or illness.
• “My family can automatically help me.” Not true. Without an LPA, they have no legal authority.
• “It’s complicated and expensive.” It doesn’t have to be. Services like ours make the process simple, affordable and stress-free.

Ready to take control of your future? Create your Lasting Power of Attorney today with guided support from Power of Attorney Online.

👉 Start your LPA now