What is a Lasting Power of Attorney?
25th August 2025
Updated: Wednesday 24th December 2025
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you trust to make decisions on your behalf if you are ever unable to do so. It provides peace of mind, knowing that your finances, health, and welfare are in safe hands.
What Types of LPA Are There in the UK?
There are two main types of Lasting Power of Attorney. Each serves a specific purpose and ensures your wishes are respected if you cannot make decisions for yourself.
Health and Welfare LPA
A Health and Welfare LPA allows your chosen attorney to make decisions about your:
- Medical care and treatment
- Daily routine and wellbeing
- Where you live
- Life-sustaining treatment, if necessary
This type of LPA only takes effect if you lose mental capacity, for example due to illness, injury, or conditions such as dementia.
Property and Financial Affairs LPA
A Property and Financial Affairs LPA covers your financial and property matters. Your attorney can:
- Pay bills and manage bank accounts
- Collect benefits or pensions
- Handle investments and property transactions
You can choose for this LPA to be used immediately or only if you become unable to manage your finances yourself.
Why You Need a Lasting Power of Attorney
Many people assume their next of kin can automatically make decisions on their behalf. However, without an LPA, loved ones would need to apply to the Court of Protection. This process is often slow, costly and stressful, especially during a crisis.
An LPA ensures you remain in control while you are still capable of making decisions. You decide who can act for you and in what circumstances.
Who Should Have an LPA?
The simple answer is almost everyone. LPAs are not just for older people or those with health issues. Accidents, sudden illness, or unexpected changes can happen at any age. Creating an LPA is a proactive step to protect yourself and your loved ones.
How to Set Up a UK Power of Attorney
You can set up an LPA using the government’s official service or a guided online provider such as Power of Attorney Online. A guided service simplifies the process with clear instructions, real-time checks and support to avoid common mistakes.
Once completed, your LPA must be registered with the Office of the Public Guardian to be legally valid. There is a £92 government registration fee per LPA, though some may qualify for discounts or exemptions.
Common Myths About LPAs
- “I don’t need one until I’m older.” – Capacity can be lost at any age.
- “My family can automatically help me.” – Without an LPA, they have no legal authority.
- “It’s complicated and expensive.” – Guided online services make the process simple, affordable, and stress-free.
What our clients say
I always thought LPAs were just for older people, but a friend's accident made me realise it could happen to anyone. Now, I know my loved ones can act on my behalf if needed.
My mum trusted me to be her attorney, and when her health declined, I was able to handle everything smoothly — without legal red tape or court delays.
I didn't write anything for my Preferences & Instructions. I figured the law already has safeguards in place, and my attorneys will have enough guidance to act in my best interests
Figuring out who would be my certificate provider was the last part of the form I sorted. I didn't realise how important that person would be until I read more about their role.
A friend had their LPA rejected due to an error, so I made sure mine was checked by the experts at PowerofAttorneyOnline.co.uk - best decision I made!
Great value and a very efficient service. I’d recommend everyone to get a POA, for the sake of themselves and their loved ones.
We are so relieved we have made this decision and our minds are at rest. Whatever happens, our wishes and estate will be dealt with as we would've wanted.
Using Power of Attorney Online was much easier than I had thought and took no time at all to complete.
I considered the process to be economical both in time and money with minimum stress. I can now get on with my life!
Trusted by families across England & Wales
Trusted by families across England & Wales
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