Why Everyone Should Think About a Power of Attorney (Yes, Even You)

15th May 2025

Updated

16th September 2025

What Is a Lasting Power of Attorney?

Let’s be honest: talking about a Power of Attorney isn’t exactly the most exciting topic. It’s one of those things many of us assume is only for older people or something to think about later. But the truth is, setting up a Power of Attorney (LPA) in the UK is one of the most thoughtful and practical things you can do, for yourself and for your loved ones.

So what exactly is it?

A Lasting Power of Attorney is a legal document that lets you (the ‘donor’) appoint someone you trust (the ‘attorney’) to make decisions for you if you’re ever unable to make them yourself. These decisions might be about your health, your care, or your money. Think paying bills, managing bank accounts, or even deciding on medical treatments.

The Two Types of LPA in the UK

There are two types of LPA in England and Wales:

1. Property & Financial Affairs – for managing things like your finances, bills, savings, or even selling your home.
2. Health & Welfare – for making decisions about your care, treatment, or where you live if you can’t decide for yourself.

You can set up one or both, and while it might feel like a big deal, it doesn’t need to be complicated. In fact, it’s one of those life admin jobs that brings real peace of mind once it’s done.

Why You Should Set Up an LPA Now

Life is unpredictable. Accidents, illness, or unexpected health changes can happen at any age. Having an LPA in place means that, if the unexpected happens, the people you trust most are legally empowered to step in and help.

Without an LPA, your loved ones could face a costly & lengthy legal process, just to be able to manage things on your behalf. And that’s the last thing anyone needs during a crisis.

Common Myths: Is an LPA Only for the Elderly?

Not at all. Setting up an LPA can be done affordably, especially online, and you don’t need to be retired or unwell to get started. In fact, the best time to do it is before you need it. Think of it like an insurance policy: you hope it’s never needed, but it’s incredibly reassuring to have in place.

How to Get Started With a UK Power of Attorney

The government offers a way to apply directly through the Office of the Public Guardian (OPG), but many people find it easier with a guided service, especially if legal jargon makes your head spin.

Online services (like ours at Power of Attorney Online) walk you through each step in plain English, check your application for mistakes, and make the whole thing feel a lot more human. You’ll still get the same legal protection, but without the stress.

A Simple Step That Makes a Big Difference

Creating a Power of Attorney isn’t about being pessimistic, it’s about being prepared. It’s a small step today that could make a huge difference tomorrow. And more than that, it’s a gift to your loved ones. So they’re not left guessing. So they can help you when you need it most.

Take a few minutes today to think about your future. You might be surprised how easy it is to feel more in control.